Why You Should Purchase "Your-Child's-Name.Com" NOW!!

WHY YOU SHOULD PURCHASE "YOUR-CHILD'S-NAME.COM " NOW!!
Years ago when I purchased www.SueAdler.com ( before any of the other Sue Adlers out there), I also purchased my daughters' names for future use. Daryl, my oldest daughter, is now a senior at Millburn ( she'd probably kill me if she knew I was writing this!) . Because she's an artist, we created a website www.DarylSeitchik.com with her "art gallery" to use for college applications. For every email she wrote to colleges, she attached a link to her site. A few admissions officers even commented on her artwork before she submitted her portfolio to the schools. We don't know how her younger sister Abby will use her domain name yet, but its ready when she is.

Another advantage to owning your name is that you can use that domain for email. This is an advantage because you're no longer tied to a specific email provider such verizon, comcast or even gmail. More importantly, if you're using your email for business, Sally@SallySmith.com sounds more professional than SallySmith@gmail.com .

My point is, if you wait to purchase your-child's-name.com, the other Sally Smith in Alaska will have probably already grabbed it if she hasn't already . Besides, its really CHEAP! You can purchase domains at www.GoDaddy.com for only $9.49/year for 10 years.

So Excited!

PRESS RELEASE THAT MY OFFICE IS SENDING OUT.....


Sue Adler Receives National Recognition at Keller Williams Realty International Award's Ceremony

Summit, NJ. At Keller Williams International’s annual Awards Ceremony this past week, Sue Adler was called to the stage at the Atlanta Convention Center to receive a “Top Performing Individual” Award for the 5th highest dollar volume production out of 75,000 Realtors in Keller Williams International for 2007.

Sue also was one of the few Realtors in the area to receive the highest level NJ Circle of Excellence Platinum Award for 2007, and Esourceagent.com ranked her #35 in the top 100 real estate internet marketers nationwide for internet web visibility. She is the only New Jersey realtor to appear on this list.

“In 2002 Sue remarried and moved with her daughters Daryl & Abby Seitchik to Short Hills from Blue Bell, PA, a Philadelphia suburb, where she had been the #2 Remax Agent in Pennsylvania. In 2004, she was “Sue who?” helping to open a company called “Keller who?” and in only 3 1/2 years has become a household name in real estate as one of the top agents in the Garden State MLS, as well as the # 1 Keller Williams Agent in our 100+ agent office, the entire New York Region, and now #5 internationally.” says Deborah Meckbach, Managing Broker of Keller Williams Realty. “Sue's tremendous success can be directly attributed to the type of person she is - ethical, professional and enthusiastic. Sue always seeks innovative ways to grow her business and provide outstanding service to her clients. Her optimism and "can do" attitude make her stand out from the crowd. She is a true asset to our company and her clients.”

Temporary Increase in Conforming Loan Limits- How will this affect your purchase in our Midtown Direct Train Line towns.....

Hi Everyone,

Hold onto your hats! I'm getting flooded with emails from mortgage companies with this great news. See below.

Temporary Increase in Conforming Loan Limits

The stimulus package will provide for a temporary increase for the GSEs conforming loan limits to match the new levels established for the FHA. Currently Fannie Mae and Freddie Mac are only able to purchase loans under $417,000. Loans with balances above that limit have fewer buyers and are significantly more expensive and difficult to finance.

Even when financial institutions are willing to make these loans, because there is no secondary market for them, they cannot sell the loans and fund new ones. By permitting the GSEs to buy these loans, this change would provide vital liquidity to mortgage markets where funds are currently unavailable or limited.

************

The President has not yet signed the bill, but that seems likely from everything we’re hearing. The loan limits are being increased to 125% of the area’s median home price (but not to exceed $729,750). Restrictions, regional limits and actual implementation has yet to be resolved.

How does this affect buyers for Maplewood, South Orange, Millburn, Short Hills, Summit, Chatham, Madison, Livingston, Montclair and surrounding New Jersey towns????

Assuming Excellent Credit and 80 LTV the spread on a 30 year fixed conforming to non conforming can range from .625% to a 1.00%. difference. The spread is less on the ARM’s. a 10/1 conforming to non conforming . The range is a .375% - .500% difference.

Rates are fantastic right now.

Most JUMBO ARMS are priced in the low to mid 5%
A rate that exists one day may be different the next.
Mortgage Rates vs. Federal Reserve Cuts

When the Fed cuts the discount rate or fed funds rates these are vehicles banks use for overnight lending. In general banks follow suit to also lower the Prime Rate (currently 6%).
Mortgage rates tend to follow the 10yr Treasury Bond, not fed funds or discount rate or prime.
The lower the bond yield the lower mortgage rates.
PRE rate cuts the bond was 4.33. NOW it is 3.65%.
Mortgage markets price in a fed move in advance.
Current bond environment is highly volatile intra day---each earning report/bond auction/ etc can move the market
Conforming loan limit increase

1) FNMA and FHLMC will be allowed to buy loans worth as much as $729,750 for loans made between July 31, 2007 and Dec. 31, 2008. The FHA will also be allowed to insure loans up to $729,750 in high cost markets.

2) Details on restrictions, regional limits, and the actual implementation have yet to be resolved and the President needs to SIGN the bill! (729k is the MAX based on 125% of median sales price in area)

3) I will alert you when the bill is signed in to law and when all details and pricing are available.

Yours to count on,

Sue Adler
www.SueAdler.com

Top 100 Real Estate Internet Marketers- 2007

Esource agent.com Announces
TOP 100 Internet Marketers Nationwide 2007
Individual Real Estate Agents Ranked By Web Visibility

I'm happy to announce that I've been named #35 on the top 100 list. See email I just received. For the record, I have no affiliation with esourceagent.

Dear Sue ,

Your website has made the 2007 Top 100 Internet Marketers for real estate agents nationwide. eSourceAgent.com, an online marketing company with a real estate focus, did extensive research and ranked agents websites based on web visibility. Your ranking of #35 means you understand the power of the internet and are using it effectively to build your client base and new streams of revenue.
“This ranking is an honor in a competitive field,” says Mark Sprenger, President of eSource Marketing. “Online real estate marketing is tough and ranking in the Top 100 Internet Marketers in the nation is truly an honor.”
To find out more about how eSourceAgent determined your ranking log on to www.esourceagent.com/Top100/Top100.asp.
eSourceAgent will also contact your local Association of Realtors and your local media to notify them about this honor.
Congratulations on this award! Your online marketing efforts in 2007 have paid off.

Sincerely,
David Freitas
Director, Web Marketing
esourceagent.com

Time Sensitive Message for Home Sellers in Millburn/Short Hills, Summit, Maplewood/South Orange, Livingston or surrounding New Jersey towns